The Main Advantages of Women Financial Advisors

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During a forum back in 2010, then president of Citi Personal Banking and Wealth Management said that America would never have experienced the 2008 financial crisis if it was the Lehman Sisters and not the Lehman Brothers.

That being said, the financial services industry is still undoubtedly a man’s world. Based on a report by the Bureau of Labor Statistics, only 31% of financial advisors in the US are women, which means almost 8 out of 10 financial brokers and consultants are men. This is contraindicative to the recent findings of a research done by Pershing, a financial consultancy firm under the BNY Mellon group, which revealed a projected rise in demand for women financial advisors.

From the standpoint of financial advisor recruiters, this is a simple economic situation – high demand and low supply equals a lot of opportunities. If you’re a woman in the financial industry, this is a great time to look for better jobs and greener pastures. In doing so, it pays to know what your main advantages are over your male counterparts. This would allow you to strongly position yourself during job interviews.

So, what exactly are your key advantages as a female financial advisor?

Women Understands Women

Women-owned businesses account to trillions of dollars per year. According to the same report from Pershings, female investors are more likely to hire financial consultants than their male counterparts – 46% versus 36%. The study also shows that female clients are more likely to develop a long-term and loyal relationship with a consulting firm. Not coincidentally, most of these women entrepreneurs prefer to hire female advisors. Why do you think is that? For one, it is a consensus in the industry that women clients require more intensive consulting and they take more time than female clients. This is because female investors are more detail-oriented.

Also, the number of wealthy women who are not necessarily investors or entrepreneurs is rising. These are those who just got divorced, was recently widowed, etc. They have real money and they need help in managing their finances. According to financial services recruiters, this new breed of rich women are more comfortable working with female consultants because they are more patient, are typically good listeners and wouldn’t mind hearing about the personal stories of their clients.

Women Generate Clients in More Varied Ways than Men

According to the 2012 Fidelity Broker and Advisor Sentiment survey, 71% of female wealth managers attend industry gatherings and in-person seminars. This is significantly higher compared to the 36% of men who attend such networking events. The report says nothing conclusive about this information but it’s easy to draw an educated hypothesis – women develop more connections and therefore, more opportunities to acquire new clients. Also, women are more open to clients who are looking beyond the traditional investment platforms.

Experts also observe that female financial advisors are craftier in promoting their expertise. Carol Pepper, the woman behind the New York-based investment firm Pepper International wrote a book to promote her services. Chapin Hill Advisors president Kathy Boyle often gives speeches to create thought leadership for the firm. She also use blogging as a tool to reach potential clients.

Women have made and are continuously making their mark in the financial services arena and though they are still outnumbered, it wouldn’t be surprising if they equal or surpass the number of financial advisors in the future.

Beta Analytic Launches Mobile App

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Beta Analytic’s mobile app for Android and Apple devices is now available for download. The free app will allow all users to consult with the lab, access results, and receive up-to-date prices and other information. With the BETA App, clients can have their radiocarbon results and the lab’s expertise in their pocket, whether they are on the field, in the lab, or attending a conference. BETA App users can now consult their carbon-14 results and quality assurance reports, access sample collection and submittal advice, and contact the company’s global team for prices and technical support directly from the app.

The app is free to download onto a smartphone and other mobile devices. It is optimized for iOS 7.0 and Android 4.0 and higher. The user’s device requires a PDF viewer to access the lab reports. The number of reports that can be downloaded depends on the device’s available storage.

Why Download the BETA App

Clients can get their radiocarbon results straight to their smartphone or tablet AMS dating results are reported directly to the clients’ online account in 2-14 business days depending on the service selected. All lab results are ISO/IEC 17025:2005 accredited.

Offline Reports: Clients can take their Carbon-14 results to the field Beta Analytic clients can log into their secure portal when connected to the internet and download technical, quality and calibration reports onto the BETA app and consult them in offline mode wherever they may be.

Sending samples for radiocarbon dating is easier than ever With the simple step-by-step guide, Beta App users can consult sample size requirements, access customs and shipping information, and find a local forwarding address in minutes, even in offline mode. Questions about the lab’s sample submittal procedure can be emailed through the BETA App. With a 3G or Wi-fi connection, users can contact the lab via the BETA app to obtain a quote for samples or get technical assistance before, during, or after the analysis. The lab will respond to inquiries within 24 hours.

About Beta Analytic

Beta Analytic is the world leader in radiocarbon dating with more than 30 years in business. All analyses and measurements are performed in-house by full-time professionals at the ISO/IEC 17025:2005 accredited radiocarbon dating laboratory in Miami, Florida. Founded in 1979, Beta Analytic’s commitment to meet the scientific community’s demand for accurate radiocarbon dating led to immediate success.

Dedication to accuracy and rapid delivery of results are at the core of its policies. AMS results are reported within 2-14 business days, depending on the service chosen. The company caters to a global clientele with rapid customer service in 10 languages, billing in major world currencies, and multiple sample forwarding facilities. By innovating new techniques, keeping abreast of the latest technology, and training qualified scientists to stay ahead of demand, Beta Analytic has maintained its firm commitment to quality AMS dating over the years. For more details, visit www.radiocarbon.com.

Contact: Florencia Goren Beta Analytic Global Operations Manager Tel. No. – +(1) 305-667-5167 Email –

Financefix- They help your future by fixing your financial constraints

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Finance from a bank or a company is increasingly becoming an indispensable need of our lives. Whether, be it for personal purpose or commercial, loan from a company or a bank help you in the wake of financial constraints. It is thus very important to manage your finances effectively. One may need loans for buying a house or a car, for business growth, or to acquire costly education. Inept management of finances can lead to restoration shortages. Experts believe that improved credit scores increases the probability of getting a loan way too easily. A good credit history is considered highly important and is an essential factor for a lot of banks and companies on which they provide loans.

Thus, a problematic or bad credit history can indeed create issues in the way of getting finances or loans. In that case, one can always turn to Financefix. Financefix Private Limited, incorporated in year 2006 is a proud member of Financiers Association of Australia. It was found at a time when so called -mainstream- finance was not available for those people who had some finance issues in the past. As a result, it created defaults on their credit history file forbidding them from getting finances from a bank or a company.

Thus, the need of setting up of Financefix was felt to help people who could not get through the mainstream finance. Financefix believes that most of them were good people but were incapable of getting finances because they had certain credit problems. Even when they are capable of affording a loan, their past record doesn’t allow them to get through any of the mainstream finance companies or banks. Therefore, Financefix ensures to finance such people with credit problems in the past, provided they earn enough to afford the repayments.

Also, Financefix makes automotive financing a hassle free and seamless task. They have an extensive range of cars that are carefully tested in workshop and are sold with a RWC or a safety certificate with a 3 year warranty is given with the loan. Besides automotive financing, Financefix has an extensive range of finance and insurance products as well. Financing with Financefix is easy and promising that just requires completion of their online application form that is free and easy to fill. . The limit of the loan usually exceeds to a maximum of $8000. Financefix’s Credit impaired car loans has few conditions that involves one must have enough income to afford repayments and a deposit amount of usually $1000-$2000 is a must. Financefix’s commits itself to be your trusted finance partner and promises to be there in every step of the way to help you. To know more about their services in finance and insurance, please visit their website at www.financefix.com.au

Tips For Choosing Reliable Financial Planners

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Choosing a Sydney financial planner that is right for you can be very difficult and somewhat confusing task. Financial services in Sydney are numerous but naturally you want someone you can trust with planning your cash flow. So knowing where to start from requires some basic pointers.

Before starting your search for experts take some time to analyze what your current fiscal situation is. There are many free calculators available on the internet that can aid you to start determining your actual fiscal position. In addition, this will also assist you get an exact idea of just what sort of support and guidance you are looking for from the expert.

Next important thing is that you need to have an idea of what your objectives are for making economic blueprints. This will allow you to further determine what sort of advice and help you are looking from a professional. There are infinite areas in which you may require professional help. For instance, you only need help to plan for your retirement. Or on the other side, you may be seeking for assistance in all fields so that you can have a reasonably secure future.
Now when you are done with these foundational works, you need to take out time to research before employing an adviser. There are some important things to keep in consideration that will help you choose on the best match for you. First and most important ensure that the service provider has the proper license that is very essential.

Secondly, you need to investigate and explore the experience that the financial planner has. Find out how long the service provider has been in the business and in what fields they are experienced in. Depending on what sort of services you are looking for, you need to ensure that they have enough experience in the particular field. Choosing a financial service provider that is experienced in all fields can be helpful for your business and its growth. Therefore, you must ensure that you do not make any decision without doing your homework.

Any service provider that you choose to employ it is suggested that you ask for references and check whether their previous clients and customers were satisfied or not. Or you can also ask recommendations from your friends and business partners.

Not only this, find out how much the company charges for their services. For example, you need to know is this a fee for service provider or do the concerned company takes a commission from providers or so on. Be definite that you are comfortable the charges asked by the planner.

Last, but not the least you must check the qualification and education of the advisor with whom you want to work with. It is quite important that the expert has advanced degrees so that they can proficiently handle all situations. Hope, these above mentioned tips will help you to choose the best financial planner in the town.

Different Types Of Financial Markets – Get To Know Them

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There are several different types of financial markets. Financial markets are tools that allow people to buy and sell securities or commodities and other financial tools. Investors typically trade and sell the various forms of financial instruments through what is called the stock market. They also have the ability to trade between buyers and sellers. The trading can be done both domestically or internationally according to fair market pricing.

Capital markets are different types of financial markets that deal with the trade of certain types of bonds and stocks. Capital markets can either relate to newly issued bonds and stocks. Or it may handle trades of pre-existing bonds and stocks. This market is typically referred to as either the bond or stock market. The bond market oversees financing regarding the issuance of various types of bonds. And the stock market does the same but for stock issues.

Other vital markets include money markets. Money markets are components of the financial markets. This type of market concerns itself with short-term borrowing and lending practices of securities with a maturation date of one year or less. Various instruments are traded in money markets such as treasury bills, commercial paper, certificates of deposit and several other financial instruments. Money markets essentially facilitate short term debt and capital financing.

There are many other types of financial markets such as; derivatives, foreign exchange, insurance and commodity markets. The purpose of all financial markets is to provide some form of fund raising. It is through these various financial markets that those in need of borrowing funds can find those that are willing to lend funds. These types of financial transaction take place in stock exchange. It is in stock exchange where investors can buy and sell shares of stock from other companies.

The entire foundation of the various types of financial markets is based on a system to borrowing and lending. Those seeking funding can be individuals, corporations, the government and other institutions. There are many reasons these various types of borrowers seek funding. When companies sell shares of their stock, they may be in need of additional capital to meet their expansion needs. Various government entities utilize municipal bonds to raise funds for various projects including improving city infrastructure. There are many reasons for funding across all the different forms of borrowers.

Lenders in the Financial Market are actually the investors. Investors will purchase various forms of financial products which will end up converting into capital for the borrower. There are many different ways these transactions occur. One typical way is when a company issues shares of stock from their company. This is a quick way for companies that are valued in the market place, to make quick cash.

The different types of financial markets are in existence for the purpose of raising capital. As with any institution, there are advantages and disadvantages inherent in the system. It is important to be well informed about the various financial tools before you employ them for your use.

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